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- This includes an increase to the mutual lender’s 5,000 deposit mortgage for first-time buyers – a fee-free, five-year fixed rate deal launched last month – from 5.99percent to 6.39percent.
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But Halifax has also increased selected remortgage deals, including an uplift to rates on larger mortgage loans, shared equity deals and green mortgages by up to 0.12 percentage points. Selected two-year product transfer deals will also increase by the same amount. The bank’s five-year fixed rate for home purchase for borrowers with a 10percent cash deposit, is cut from 4.97percent to 4.44percent with a 999 fee.
Co-operative Bank for Intermediarieshas cut fixed rates for residential and buy-to-let borrowers, effective from tomorrow . The lender, which last month changed its name from Platform, has cut two, three and five-year fixed rates for home purchase and residential remortgage by up to 0.5 percentage points. Vida Homeloans has slashed selected BTL deals by up to 0.7 percentage points and residential rates by up to 0.55 percentage points. It is offering a five-year fixed rate at 5.14percent for BTL (75percent LTV) with a 6percent fee. Residential mortgage deals, which cater for borrowers with non standard credit histories, start from 6.79percent for a five-year fixed rate and 7.14percent over two-years (65percent LTV). Fixed rates on its product transfer deals for existing customers will also be reduced.
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